• Buy a Home

    Full Application:

    Best for those who have found a property or want to submit a full application for the most thorough review.

  • Refinance

    Full Application:

    Ready to take advantage of today's low rates? Get started on your refinance loan application here:



What people are saying about

  • "5 stars. Kristine was highly responsive, knowledgeable, and willing to go the extra mile to guide us and advocate for us through the application and closing process. We peppered her with a zillion questions (sorry Kristine!), which she answered promptly and knowledgeably. Thank you for the excellent service, Kristine!"


  • "It was a pleasure to work with Kristine. She was referred to me by realtor Anita De Hoover-Hale. Best decision ever to continue the loan process for buying a home through her. every time when I needed a prequal she was on it. She was always responsive and will always fight for her client. If you listen to her advice the process will go seamlessly. Even when I had nothing to fret about but was anxious Kristine was there to give me facts that all would be ok. Even when working with a seller and listing agent that were not on their a game she was my biggest advocate. As long as she is in business she is my to go to person. Thank you Kristine!"

    —Roza Khodakovsky

  • "We cannot say enough glowing things about Kristine & all the help she's provided to us. She guided us through buying our first home & ooh boy, did we have A LOT of questions - she quickly & happily answered every single question & did so in a way that we fully understood the complexities. We had such a wonderful experience with her that we came back to her to refinance. We timed doing this right when the pandemic hit & Kristine was just on it in every possible way. As the markets went haywire, Kristine was diligent in keeping watch on the rates, keeping us apprised, & locking it at the exact right moment. Don't hesitate & call Kristine today!"

    —Shannon Moore & Justen Maxey

  • "Our experience with Kristine was amazing! Not only did she provide care and attention to our account but she found us an unbeatable rate, too! I highly recommend Kristine and will be using her for any of our future mortgage needs."

    —Andrea Earp

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