Loan Programs

You need it?

We have it.

We think getting a home loan shouldn’t be intimidating or overwhelming. That’s why we’re focusing on the programs that matter most to our clients. 

 

Canopy Mortgage offers a variety of Loan Programs to meet your mortgage needs and is a Fannie Mae direct seller. Not sure about what program you need? Your Loan Officer will help you understand what program will benefit you the most. 

Loan Programs

FHA LOANS

FHA loans offer lower down payments, lower rates and more lenient underwriting qualifications for borrowers with lower FICO scores.

CONVENTIONAL

A popular option for borrowers seeking to refinance or purchase a new home when the borrower has at least 5% down payment. Available in 15, 20, or 30 Year terms. 

VA LOANS

We love our Veterans! One of the most powerful loan programs available! Take advantage of the 0% down benefit. great rates!

Loan Programs

USDA LOANS

Home buyers in rural areas can take advantage of 100% purchase programs with great rates & low fees. This is a option for first time home buyers.

JUMBO LOANS

Jumbo mortgages exceed conforming loan limits. This program caters to borrowers looking to finance higher loan amounts. 

 

NON-QM LOANS

We offer alternative products designed specifically to meet the needs of complex income or self employed individuals who may not qualify for more traditionaly documented financing.

Which Loan Program

IS RIGHT FOR YOU?