• Buy a Home

    Full Application:

    Best for those who have found a property or want to submit a full application for the most thorough review.

  • Refinance

    Full Application:

    Ready to take advantage of today's low rates? Get started on your refinance loan application here:



What people are saying about

  • "Having RJ and his team be there for us during the home buying process was great. We had complete trust with him and Canopy the whole time. He was thorough in his explanation of every facet of the lending process and did so in a way that was easy to understand. It was comforting to know he was there for us and still is. Would absolutely recommend RJ and the Canopy team to anyone looking to purchase a home."

    —Kaleb Craig

  • "This was our first time buying a home, and we were both so nervous about navigating this whole thing. No matter how much we researched, we were still nervous. RJ Bennett was SO incredibly helpful, diligent, and responsive. I constantly had questions, and he would get back to me quicker than anyone ever does! And he was great at keeping us on on time and made sure we felt happy/relaxed. Thank you so much, RJ"

    —Max Gregory

  • "RJ has now helped us with three loans and has been great to work with! He does a great job of explaining all options and is transparent and attentive throughout the process. I believe that RJ always has my best interest in mind, which I value and is why I plan to work with him on any future mortgage needs. I would highly suggest him to anyone looking for assistance."

    —Brandon Blakley

  • "RJ came into our loan/home buying process a little late into the game and completely saved the whole sale!! We didn't have a great experience with our first lender, so RJ ensured a smooth and quick closing that allowed us to keep our house and keep our original closing date. He supported us throughout the entire process and answered all of our questions. He also always replied in a timely manner. It would be a pleasure to work with RJ and his team again in the future!"

    —Courtney Ackerman

  • "RJ was great to work with. We are first-time home buyers and he did a perfect job of making a complicated process easy to understand. He was always quick to respond to any and all questions. The closing process went really smooth and we were able to close early. We would highly recommend working with RJ and look forward to working with him again in the future!"

    —Kate Rice

  • "A great experience with RJ. He consistently under promised and over delivered. We look forward to working with RJ again if needed and would highly recommend him to others!"

    —Chuck and Annette Burlingame

  • "I have worked with quite a few loan officers over the years, and R.J was by far the best one. He is very prompt on replies, and went out of his way to find creative ways to get us the best deal that worked for us. Where other banks told us a refi was not worth it, R.J. proved them wrong, and really saved us a chunk of money. We found our mortgage guy."

    —Steve Rydman

  • "RJ has been beyond helpful, professional and efficient throughout our entire process. There’s no one I could recommend more. He is incredibly good at his job and someone I wholeheartedly trust. This is our second time using RJ and he is the only person I would even considering using in the future!"

    —Bre Huntington

  • "RJ was incredible! He was able to explain things to my wife and I in a way that we could understand which was so helpful. Would love to work with you guys again if needed and RJ as our loan officer is a must!"

    —Jonathan Oliveira

  • "Jamie and I wanted to say Thank You to RJ and his staff. They really went above and beyond. Fantastic follow-through, constant and clarified communication, and always available for our questions and concerns. We are extremely satisfied with our loan process and speedy closure. BRAVO!"

    —Scott & Jamie Rubright

  • "RJ has helped us through two loan processes now and we had the best experience! He’s always there to answer any questions we had no matter whether he was in the office or not. He truly made us feel like family and took care of us like we were the only ones he was working with. It can be a stressful process to go through, but with RJ it was so smooth, easy, and enjoyable! We will recommend using him to anyone that asks!"

    —Erika & Chad Hunt

  • "This is my second time securing a loan or refinance with RJ Bennett. He has been exceptional to work with both times and makes the process very easy to navigate and he and his team keep me posted at all times on the progress. I highly recommend RJ to anyone looking for a loan!"

    —Eli Vignali

  • "RJ was recommended to us because of our particular challenges in refinancing. He was instantly committed to gathering information regarding our situation. RJ did an excellent job of keeping us informed throughout the whole process. He made it very easy to connect with him when needed and went out of his way to pick documents up in person. We really enjoyed his wonderful customer service and he quickly earned our trust in the process. Thank you so much RJ for getting us set in a refi which works perfectly for us."

    —Kevin P Lee

  • "RJ provided us with all the support we needed to successfully complete all the steps in the refinance process. Great with follow through and follow up if we were slacking on any parts of what we needed to do in order to keep the process moving forward."

    —Brent & Megan R

  • "We cannot express how great RJ is! He was recommended to us through our real estate agent. RJ explained the process and walked us through all our options. He was never further than a phone call or email away and always responded quickly. Several times he explained the process and helped us decide on the best options for our loan. Throughout the entire process we were informed on where we were, what was next, and what to expect. He sent weekly emails to us with videos highlighting what was happening and a checklist of what was done and what was next. This helped us understand the whole process. Even the website he uses is easy to navigate and use. I 100% recommend RJ and his team for any future purchases!"

    —Jason Struiksma

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