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    Best for those who have found a property or want to submit a full application for the most thorough review.

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What people are saying about

  • "Rick was amazing to work with! He helped my husband and I buy our first home. We had a lot of questions and he really took his time explaining things to us. It was also nice because he worked around our schedule and was always available for questions even if it was outside of normal business hours. Rick went above and beyond for us finalizing details such as property taxes by reaching out to the county or checking in daily as we prepared to lock our rate. Our escrow agent said they've never worked with someone as thorough or committed to buyers. We will definitely work with Rick again in the future!"

    —Jennifer Dunaj

  • "Rick was a pleasure to work with. He took the time to make sure I really understood the terms and what they meant for me. He walked me through a rapidly shifting market in a way that I felt confident with my purchase and was always available for questions. I would recommend him to anyone, but especially nervous or first time buyers because he takes all of the guess work out ."

    —Lindsey Webb

  • "Rick was very communicative and upfront throughout the entire process. As a first time Home Buyer I had a lot of questions and he answered all of them and made sure to keep me informed every step of the way. Rick is very knowledgeable and I appreciated his help in buying my first condo."

    —Taylor O'Connor

  • "Rick was extremely knowledgeable, friendly and responsive through the entire mortgage process. He continued to touch base and answer questions even after documents were signed to make sure we were taken care of. Rick will be my guy for any future financing and would highly recommend him to family and friends."

    —Patrick Clinton

  • "Rick makes the mortgage process as simple as possible by taking the time to make sure we went through the options available to us and made sure we understood each step. His hard work, guidance, and attention to detail along with constant communication throughout our process was above and beyond our expectations. My wife and I enjoyed working with Rick and we would recommend Rick to any of our family and friends."

    —Chris and Janice Junker

  • "Rick makes the mortgage process so much easier. He’s patient, caring and answers any questions or concerns that I have. This is my second time working with him and I’m so glad that I did. He really goes above and beyond to make sure everything is in order and takes the stress out of this whole process. I highly recommend him to anyone who is even thinking about buying or refinancing a home."

    —Wendy K

  • "Rick was very friendly, knowledgeable, and professional. He really took the time to make sure we went through the options available to us and made sure we knew what was happening each step along the way. We enjoyed working with Rick and would recommend him to any of our family and friends."

    —Andrew and Sarah Culley

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