• Buy a Home

    Full Application:

    Best for those who have found a property or want to submit a full application for the most thorough review.

  • Refinance

    Full Application:

    Ready to take advantage of today's low rates? Get started on your refinance loan application here:



What people are saying about

  • "James has helped me tremendously through the process of my first home. He even took time out of his day on Christmas and spent almost 2 hours with me on the phone explaining documents thoroughly, so that at I had a piece of mind on what I was signing. He also helped me find an awesome home insurance policy with lower rates then other insurance company I looked into. He has been awesome and I couldn't have wished for a better loan officer."

    —Marisa Ortiz

  • "We have worked with James for our past house purchase and now a refinance. As usual, his explanation of the process and his guidance was outstanding. Very professional, very knowledgeable. I have recommended in the past and will always mention The Barath Group, especially to first-time buyers or vets."

    —Rocio and Josh Payne

  • "James and his crew made the process run as smooth as possible. We appreciate all the hard work! The current mortgage company we had would not do a cash out loan for home improvements but The Barath Group was able to make it happen :)"

    —Jessica and Eric Ressler

  • "This was our second time working with James Barath for a mortgage. James always goes above and beyond what’s expected. He was there for us every step of the way. He always kept us up dated on the process. I would recommend him to family and friends."

    —Patrick and Belinda O'Brien

  • "James is knowledgeable, thorough, and very responsive. He was the only Mortgage Broker to ever go through my rate options in detail. He truly cared, and was passionate about making sure that my refinance was perfectly suited to my needs. I highly recommend him and his team."

    —Steve Donley

  • "This is the second time we used James. He makes the home buying process simple and stress free!"

    —Courtney and Andrew Jewell

  • "The Barath Group was fantastic to work with! Seamless, quick, and efficient! We’re happy to have worked with this team for the third time now, we’re never not impressed with them!"

    —Arielle and Jeffery Jacobsma

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