• Buy a Home

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    Best for those who have found a property or want to submit a full application for the most thorough review.

  • Refinance

    Full Application:

    Ready to take advantage of today's low rates? Get started on your refinance loan application here:



What people are saying about

  • "Soraya was totally amazing from beginning to end. I spoke with her 6 months before we could buy we weren’t in a position to buy she told us she would reach back out to us and she did. Not only did she reach back out but literally walked us through our first time home buying experience. Soraya was so patient was on top of everything for us. We highly recommend Soraya if your a first time buyer or looking for your next home she is the one I would call no doubt."

    —Jacob Atkinson

  • "Soraya was amazing to work with, she took her time to explain everything. I had an overall amazing experience with the entire process."

    —Veronica Hernandez

  • "Soraya was wonderful to work with. She walked us through everything and answered the many questions we had. She was always on top of things and always a phone call away. She had a solution for everytime we hit a bump. She was professional and knowledgeable. She was excellent with helping us secure a loan for our home. I have recommended her to family and friends. Soraya and her team came through for us."

    —Yanique Nickane Scarlett

  • "Soraya is one of the most amazing person i have ever met. She is always there to answer any questions (even on weekends). She will help you to get over any obstacles that could have prevented you from owning a home. WITHOUT SORAYA WE WOULDN'T BE A HOME OWNER TODAY JUST IN TIME FOR THE BIRTH OF OUR LITTLE ONE."

    —Damane Scarlett

  • "Soraya was AMAZING!!!!! Words cannot express the gratitude we have for her. She walked me through everything, answered all my 100 questions, did everything in her power to get us the loan approved for our dream home! I literally was in tears and she reassured me that everything will be ok. She made sure to always provide a resolution to any bumps we hit along the road. She even had a plan B ready as a back up plan! I don’t think we could have gotten our dream home if it wasn’t for Soraya and the team! Soraya and the team is someone you can definitely count on for your home loan!"

    —Vanessa Michelle Perez

  • "Soraya was very clear and concise she helped with everything and was always willing to answer questions."

    —Orlando Herrera

  • "Thank you so very much for all of your help in securing our loan for our new home here in Abilene, TX. You were organized & thorough & professional, as well as kind which made all of the difference in our interactions with you. We put our trust in you and you most definitely came through for us. Thank you for your patience as well as treating us as people rather than just home loan customers. You stand above the rest, Soraya! We will always recommend you for friends and co-workers."

    —Jonathan Cuadrado

  • "I am extremely happy and satisfied with Soraya Safaoui and her team. Soraya was there for me step by step. Answered all my questions and gave me peace of mind. Very professional and knowledgeable. I would highly recommend her to my friends and family. Very grateful for her services."

    —Elizabeth Allende

  • "5 stars! A+."

    —John Andrewski

  • "Soraya was incredibly patient with me as I decided back and forth whether it was the right time for me to refinance. Once I did, she walked me through the complex VA refinance process patiently and purposefully until we closed. I cannot recommend her enough and would encourage others to do the same."

    —Christopher Garibay

  • "Amazing experience I love Soraya she is amazing I would not trade her for another she communicate well and definitely would recommend her no need to look anywhere she is your girl if you need a smooth home buying experience"

    —Calleta Clarke

  • "Thanks for all your hard work and helping me and my wife refinance our house. Hard working and an extremely dedicated person. Color me impressed!"

    —Daniel Watson

  • "Soraya stayed in contact with us through you the entire process and explained everything to us in a way we could understand. She was very patient and understand of what we needed and how we wanted the process to go. She worked all hours with us and on our schedule. We could not have done this without her."

    —Remy Schaff

  • "Soraya was a pleasure to work with. She kept me informed throughout the process and was a true advocate. She was knowledgeable, responsive, and pleasant every time we spoke. I would recommend her over and over again."

    —David Tolliver

  • "Soraya has been great to work with. She has always been a phone call away, if and when I had any questions during the cash out refinance loan process. She was always on top of things and followed up with me and the underwriting team to keep the loan process moving. She was able to get our loan closed on time. Thank you Soraya for making our loan process so easy. It has been a pleasure working with you, and I look forward to working with you on other deals in the near future."

    —Wajahat Khan

  • "Soraya is a great communicator. I have already recommended her to a friend. My refi experience was exceptional. We are very happy with the outcome!"

    —Cynthia Barstow

  • "Soraya was easy to work with and kept us informed during the process. She Promptly informed us of needed documents along the way up and through closing, thanks again Bill and Lee."

    —William Loge

  • "Communication throughout the process was great. Answered promptly to any questions that I had."

    —Bryan Diaz

  • "Soraya was patient yet persistent with pushing the process forward. She acquired a terrific refinance rate for me and I doubt I will ever have to refinance on this house again. She is knowledgeable and professional. I would highly recommend her !"

    —Barbara Nahrwold

  • "Soraya has been very patient. She has worked hard till the last minute to make sure my goal is achieved."

    —Firasat Khan

  • "Soraya is exceptional at her job. She is professional, courteous, prompt and overall provided world class service. I could not be more impressed with the level of customer service I received."

    —Georgina Preston

  • "Soraya was the best agent I have ever worked with. She kept me informed all the time by Phone or text to see where we are with the Loan. I would recommend her to anybody, she is so professional and caring with her customers. She deserves a raise."

    —Waltraud Birgmann

  • "Good communications, easy application, fast process. Very easy to use website with easy document signing and uploading."

    —Louis Arcangelo

  • "Soraya is so incredibly helpful and wonderful to work with. She went above and beyond to keep us 100% in the loop. She is amazing and great at her job. She is a joy and will assuage any fears or concerns you may have by being honest and forthcoming. Thank you Soraya."

    —Julie Sykes Hutslar

  • "Soraya was helpful, professional and timely! It was great refinancing my home with her."

    —Christopher Buenerkemper

  • "We had an amazing experience refinancing our mortgage. Our loan officer, Soraya Safaoui was very communicative and made the whole process go so smoothly. Our loan closed in 28 days, when we were told by other institutions to expect the process to take 3-4 months. We got a great low interest rate and fees were much less than what we were quoted elsewhere. We had such a fantastic experience that I've already referred my mom to work with Soraya on her refinance."

    —Leah Aoyagi

  • "Soraya was very prompt and stayed in touch throughout the whole process - taking out the guesswork."

    —Christy Stratman

  • "We had some issues from the seller. Soraya laid out all of our options and guided us with what ever decision we decided to make. Anytime we had a question or needed directions she was right there. We’ve never met her in person however she never guided us wrong in any way. We didn’t have any regrets that she was not here in front of us. Always professional from beginning to end. Thank You Soraya for all that you have done for us to get us into our very first home."

    —Tracy Atkinson

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